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Almost all of us go to work
everyday and do the same routine over and over again. We
work so hard until we caught up in the routines for years.
With the salary that we earn every day, we try to pay all
of our bills. We always expect to get a higher salary,
getting promotion or our business running better so we can
earn more money. But we do not realize that when we get
more income, we also have spent more money on our needs.
After we work for two, five, or even ten years we just
realize that we have been in the rat race of our financial
troubles.
So, to be financially free
is only a dream for us, we don’t think that is possible.
We already set our mind set that we will retire after 40
years of working and then we start to enjoy our life after
that. I don’t want to do that.
What if you can get the
financial freedom faster than 40 years? What if I can show
you how to get to financial freedom in 5 years? Wouldn’t
it be interesting for you?
There are couples steps to
achieve financial freedom.
First, you have to get the
right mind set. Your mind set is what you are. You have
heard old saying “You Are What You Think You Are”.
This is true, when you think that you will always be poor
then you will always be poor. When you think that you are
a loser then you always will be a loser. When you think
that you are short, then you always will be short. You see
what I mean? Unless you want to change your mind set to
the positive way, there is no way that you can get your
dream, which is Financially Free. You have to believe in
yourself and think that is possible for you to achieve
financial freedom. From that kind of mindset, you will get
different power in yourself and attitudes that will guide
you until you achieve your goal.
Second, if you do have the
right mind set, you have to change the bad habit that you
have. If you don’t have the money, don’t spend it! Our
society nowadays, has a brand new habit that does not
exist centuries ago. We can spend our money before we earn
it! That’s right; I am talking about credit card. If
possible, cut all the credit cards that are not in used.
We will be trap in this financial mouse trap easily with
all the credit cards lying around on our tables. We have
to be discipline by only keep one or two credit card that
we use often only for emergency.
If you use your credit
card, please do it in your current budget, not your future
budget. A lot of people are trapped because they use their
credit card based on their ‘future’ budget.
For example, Bob just got
promoted this week, and his salary will be raised next
month. He was so happy about it, and then he spends his
future salary with his credit card. This is the mistake
that we often do. In short, don’t spend it until you
have it in your ‘pocket’.
Third, don’t put your
money in the bank for too long. We often forget that if we
put our money in the bank, the value of the money will be
decrease so fast. The interest rate that the bank gives is
far less than the inflations rate each year. We always
have to be smart about our money. The bank doesn’t care
about our money; in fact, they made the most profit from
our money.
We have to find the perfect
investment. I suggest you to go to your financial advisor
ask for their best opinions. They will seek your needs,
and they can give you the investments that are suitable to
your needs.
Fourth, if we really want
to be financially free, we have to earn a passive income.
There are several ways to earn passive income. First we
can create our own company that can runs without us. So,
in short you can create a system that can works for you.
It doesn’t have to be big; you can start it with a small
size company, for example a groceries store. The most
important from this is that you have to set up a system
that works without you.
Another way to get a
passive income is that you can franchise. Franchising
nowadays has increasing tremendously in the past few
years. This industry gives the owner to adapt a system
that are already being established and proven. If you
don’t want to build your own system, you can buy a
franchise and run it.
Last but not least, you can
always join network marketing. Network marketing is very
reasonable for people that don’t have big capital.
Opening your own business or franchising a business could
cost you a fortune, but network marketing usually cost
very little to start. You can always find a good network
marketing company and stick with the company for 5 years.
There you can learn how to built your network and achieve
Financial Freedom.
Those are couples steps
that you can follow to achieve financial freedom. Every
journey is start with a small step. So, you can start your
own journey to your financial freedom by start it with a
small step. Don’t you waste your time, because the time
is so precious that we can’t turn back the time.
Hopefully this entire article help you realize that
everyone need financial freedom, before you caught up into
the routines for years.
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About
The Author
Yochention
Saritoh is an internet marketer and a
member of Elite Team International and
Financial Freedom Society Incorporation.
He holds a degree in Master of Science
from California State University at
Fullerton, USA. If you want to know more
how to achieve financial freedom, you can
go to http://www.EzInternetIncome.com
or e-mail him at Yochention@yahoo.com. |
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